New Advice on Home purchase after relocation - can ... - Zillow Real ...

About 1 year ago I got a job promotion in California.? I relocated from Minnesota and have a home in Minnesota.? I currently rent my house in Minnesota, no profit, pretty much a wash with my mortgage payment.
Shortly after my relocation, my home in Minnesota was damaged by a tornado, to the tune of 65k in repair costs, insurance paid for that.
My fiance and I would like to purchase a home in California.? Which we should be able to do, however there are more repairs needed at the house in Minnesota, and the renters are not taking care of the house.? Some repairs that are needed could have been prevented if they had contacted us sooner.. I digress.

So here we have a home (in my name) in Minneapolis, want to buy a home in California.? The home in Minneapolis is just a drain at this point, we want to get new renters in but now have to clean and repair the home. And there is no equity in the home, it is now worth less than we owe.

Can we short sale and buy another home. I hate renting and of course would rather own.? With all the things that has happened to our other home, it is losing us money.

HELP, what would you do.. or what is a good option?

Source: http://www.zillow.com/advice-thread/New-Advice-on-Home-purchase-after-relocation-can-i-short-sale-my-old-home/469302/

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When Hamas launches a rocket, Israeli iPhones buzz

Thanks to Color Red, a new app thought up by a 13-year-old, Israelis all over the country know exactly when and where each rocket from Gaza is headed.

By Christa Case Bryant,?Staff writer / November 20, 2012

Rockets launched by Palestinian militants towards Israel make their way from the central Gaza Strip, seen from the Israel Gaza border, Monday. Thanks to an app thought up by an Israeli teenager, Israelis all over the country know exactly when and where each rocket from Gaza is headed.

Lefteris Pitarakis/AP

Enlarge

Adi Pito and his friend Avi Genasia were checking out the damage from the first ? and so far only ? fatal rocket attack of the past week when there was a deep rumble on the horizon.

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There was also a buzz from Mr. Genasia?s iPhone. A rocket had been fired from Gaza.

Thanks to Color Red, a new app thought up by a 13-year-old, Israelis all over the country know exactly when and where each rocket is headed.

The geeky solution for Israel?s more than 3 million residents threatened by rocket fire isn?t the first time Israel?s high-tech prowess has been applied to its security threats. In fact, much of Israel?s innovation economy ? which is considered second only to Silicon Valley ? is spurred by the demands of its military and related security industries.

Perhaps adversity whets Israel?s competitive edge, as suggested by the 2009 best-seller Start-Up Nation. According to Israeli press reports, the young teenager behind Color Red is from Beersheva, one of the cities that bears the brunt of Gaza rocket fire ? and thus pops up most frequently on the app.

You can choose to have all alerts sent to your phone, or just those for areas you select from a long list ? all in Hebrew. The system efficiently delivers its notifications based off the government's public warning alerts.

Depending on where Israelis live, they have between 15 and 90 seconds to reach a bomb shelter once the sirens begin to wail. Lately, the sirens have been followed by a large BOOM as Israel?s Iron Dome system kicks in.

Then, if you also have the app from daily newspaper Haaretz, you see an alert pop up while sipping your latte on the Mediterranean coast: Iron Dome intercepts rocket over Tel Aviv.

Apps may not blunt the rockets, but it?s nice to know where they?re falling ??and where they?re not.

Source: http://rss.csmonitor.com/~r/csmonitor/globalnews/~3/54ntnZ-_zCU/When-Hamas-launches-a-rocket-Israeli-iPhones-buzz

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Company Colleges And Universities In The United States - Browse ...

The United States is one of the very best areas to study enterprise. It is not only because of the number of colleges and universities but primarily the top quality of education that these universities and colleges supply. Some of the top company colleges and universities across the country are as follows:

American Intercontinental University is situated in Los Angeles. It not only imparts you theoretical knowledge but also the practical work expertise and expertise that are necessary to excel in any field. It provides associate, graduate as effectively as post graduate degrees in a selection of subjects. The crucial factor about this university is that you have the option of taking classes either in the morning, evening or on weekends. Also, the size of class is very small so that each and every student gets individual interest. With regards to company research they have the following degrees-

* Associate of Arts in Company Administration

* Bachelor of Enterprise Administration

* Master of Company administration

Tuskegee University Established in the year 1880, it follows a robust principle that promises to impart education to students irrespective of their race, color, religion or location. Tuskegee University believes that it provide its students everything they want to start off their profession. This university has five colleges typically referred to as Centers of Excellence that conduct studies in the fields of Enterprise and pc, Engineering, All-natural and Physical Sciences, Liberal arts, Education and Well being.

Lyon College is regarded as a single of the very best colleges in United states for liberal arts. This university is fundamentally a residential, co-educational one that has degrees expanding over a duration of 4 years. It is a single of the oldest college in the state of Arkansas. Not too long ago, this college has introduced a Distance learning Master of Company Administration system in collaboration with the University of Arkansas. This plan is open to individuals from all kinds of educational backgrounds. Classes are held in the evening time so that these students who are working total time can attend them. Using a quantity of aids like telephone, E-mail and videoconferencing, there is constant interaction between the instructors and the students. The course duration is of two years.

Golden Gate University An additional university of repute, Golden Gate University not only provides in depth research on distinct elements of enterprise studies like marketing and advertising, finance and operational abilities but also teaches you communication skills and new technologies that are employed in the field of management. Instructors here are specialists who are very skilled and some of them are even full time practicing professionals. For those aspiring to go for a profession in company, it delivers a quantity of applications or studying options like, Conventional Evening and Weekend MBA Plan, Skilled MBA System, Executive MBA System and Physician of Business Administration Program.

These various business colleges and universities are open gateways for students who want to pursue severe career in enterprise and management.

Filed: College University
tags: Business, Colleges, States, United, universities
Posted by: Sarah

Source: http://www.aolage.com/reference-and-educati/college-university/company-colleges-and-universities-in-the-united-states/

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Cause for Thanksgiving: You control Payroll destiny ? Business ...

As you?re feasting on your Thanksgiving dinner, don?t let year-end responsibilities eat you up. You can ease year-end concerns by ticking off some key tasks now.

???Confirm year-end deadlines and final 2012 federal/state deposit dates. Reminder: The day after Thanksgiving is a regular federal deposit date; schedule the deposit ahead of time, if you need to.

????Schedule special year-end reports to and from other departments.

????Schedule bonus payrolls.

????Update your W-2 software and run samples on plain paper. (Shred the samples before tossing them.)

????Check your Social Security Administration (SSA) website password. Passwords expire every 90 days, so you may need to create a new one.

????Check with exempts regarding their reporting of accrued time off through November, and whether they?re planning to take time off next month.

????Send memos to employees showing 2013 paydays, the new Social Security taxable wage base, 401(k) pretax limit and state unemployment/disability wage bases, if applicable.

????Review posting descriptions on nonrecurring journal entries.

????Post employees? benefits/payroll adjustment data. Include: relocation allowances, educational assistance, group-term life insurance, third-party paid sick pay and manual and void checks.

????Document gross-to-net calculations for manual checks; ensure that manual checks and voids are entered properly; review the general ledger accounts. This helps Accounting reconcile the payroll bank accounts.

????Reconcile your tax register. Also reconcile bank accounts through November and ask your bank to prepare an early cutoff statement for December.

????Head off last year?s problems this year. Consider: Was the mailroom notified of the volume of outgoing mail when W-2s were mailed? Was there enough postage in the postage machine?

????Check the IRS? website to ensure that you have the most recent Forms 941, 940, 944 and 945.

????Submit 2012 laser-printed substitute W-2 (Copy A) and W-3 forms to the SSA for approval. Email them to copy.a.forms@ssa.gov.

Like what you've read? ...Republish it and share great business tips!

Attention: Readers, Publishers, Editors, Bloggers, Media, Webmasters and more...

We believe great content should be read and passed around. After all, knowledge IS power. And good business can become great with the right information at their fingertips. If you'd like to share any of the insightful articles on BusinessManagementDaily.com, you may republish or syndicate it without charge.

The only thing we ask is that you keep the article exactly as it was written and formatted. You also need to include an attribution statement and link to the article.

" This information is proudly provided by Business Management Daily.com: http://www.businessmanagementdaily.com/33503/cause-for-thanksgiving-you-control-payroll-destiny "

Source: http://www.businessmanagementdaily.com/33503/cause-for-thanksgiving-you-control-payroll-destiny

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Video: Chaos and death in a Texas fog

>>> now to a massive chain-reaction crash on a highway in texas this thanksgiving evening, involving more than hundred cars and trucks. at least two people died, dozens more injured. it happened near beaumont, at a scene near dallas, that is not the only rough spot on the map today. more from diana alvear.

>> reporter: once the fog lifted on interstate 10 in texas , the devastation was clear. more than 100 vehicles, some piled on top of one another, mangled, twisted metal , first responders arrived to chaos. you've got a lot of people that were traveling for thanksgiving today

>> it was very difficult, you got a lot of people traveling on thanksgiving day today. so being involved in the crash, you had a lot of people on the roads, people were still in their vehicles.

>> reporter: at least two people died, and more than 80 people were transported to area hospitals.

>> visibility to near zero here in the city.

>> reporter: fog was also blamed for air and road travel delays in detroit, lifting just in time for the city's thanksgiving day parade in what became an unusually warm day. people in the windy city were enjoying their own holiday parade. the streets were packed with spectators, thankful for the mild weather. but it won't last.

>> the big-time reality check will come in a day or two, much, much colder air coming through.

>> reporter: that means for much of the midwest, it will be a very cold black friday. diana alvear, nbc news, los

Source: http://video.msnbc.msn.com/nightly-news/49934489/

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PressNewsRoom ? Blog Archive ? Business and Fitness Expert Ken ...

Ken Marchtaler, Martial Arts and Business Expert, was recently featured as the focus of the TV show, ?Health and Wellness Today?. The show was seen on NBC, CBS, ABC and FOX network affiliates around the country.

Orlando, FL ? November 21, 2012 ? Ken Marchtaler, fitness, speaker and business expert, was recently featured as an expert guest on the TV show ?Health and Wellness Today.? The show was seen on NBC, CBS, ABC and FOX network affiliates around the country.? The show was filmed in Orlando, FL and was hosted by noted fitness and personal development coach John Spencer Ellis.

?Health and Wellness Today? features segments with some of the best health and fitness experts from across the United States. Ken Marchtaler was a recent featured expert, discussing his various martial arts programs and how he draws his ability to design and instruct these programs from his experience in various senior banking positions, along with his extensive martial arts experience.

Ken Marchtaler was born in Vancouver, Canada.? He has studied and taught martial arts for more than 20 years. ?He holds a 4th Degree Black Belt in Okinawa Shorin-Ryu Shorinkan Karate. ?On his trophy shelf are 2 Gold Medals he won at the 2005 World Martial Games, and a number of lifetime achievement awards.? His group of companies, Marchtaler Group includes a martial arts studio in Victoria, Canada as well as a number programs developed for the martial arts community.?? These include EMPOWERED? for Children, POW-R-GIRLS?, EMPOWERED? for Women, Little Warriors?, 30 Minute Warrior? and the concept of Martial Wellness?.

Ken has served as officer/director on a number of non-profit boards, including Chairman of the World Martial Arts Games Committee (WMAGC) and President of the Canadian National Martial Arts Association (CNMAA).? ?He is a regular guest speaker and has made several appearances on radio, international news and television. ?He has also been featured on the cover of Senior Living Magazine.

?Health and Wellness Today? was produced by Emmy Award winning director and producer, Nick Nanton, Esq. and Emmy Nominated Producer, JW Dicks, Esq., Co-Founders of America?s PremierExperts? and The Dicks and Nanton Celebrity Branding Agency?.

About Ken Marchtaler:

When not immersed in other activities, Ken enjoys writing.? As an accomplished writer, Ken?s articles have appeared in newspapers and magazines around the world.? He is also the author of the up and coming book ?Little Warriors:? The Book of One? and co-author of ?The Secret of Winning Big? along with noted business development expert, best-selling author and speaker, Brian Tracy. ??The Secret to Winning Big? is targeted for release November 28, 2012.?? To learn more about Ken Marchtaler visit,?http://www.marchtalergroup.com/

Source: http://www.pressnewsroom.com/index.php/2012/11/21/business-and-fitness-expert-ken-marchtaler-featured-on-fox-on-health-and-wellness-today/

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Partnering for Youth's Free Cardio-Fit Expo Set for December 1st ...

Heart disease is the leading cause of death in the United States with strokes coming in at number four. Since these diseases most often strike in later years rarely do we think of children when we think of cardiovascular health problems. However, a recent study by U.S. Centers for Disease Control and Prevention suggests that adolescents are performing poorly when it comes to cardiovascular health.

Not surprising: diet and exercise are the key culprits when it comes to poor cardiovascular health with youth. For Partnering for Youth (PFY), the after school program in Queen Anne?s County and a Foundation for Community Partnerships Fund, these facts served as a teaching opportunity. Since the beginning of this year, PFY has been teaching the science behind cardiovascular health in the county?s middle schools through an interactive program called the Cardio-Fit Project. Funded by a $192,000 grant from the AstraZeneca HealthCare Foundation?s Connections for Cardiovascular HealthSM program, the Cardio-Fit Project mixes instruction about fitness and heart health with physical exercise and training during after school program programming.

Now area families have the opportunity to learn about the Cardio-Fit Project at an upcoming interactive fitness expo on Saturday, December 1, at Kent Island High School, Stevensville, from 9 a.m. to 3 p.m.

The free event is open to the public. Featured activities include:
? Ticker Trot 5k Run/Walk and Fun Run
? Basketball and flag football competitions
? Exhibits featuring health, wellness, nutrition, athletic leagues, fitness equipment and products
? Health screenings
? Zumba, yoga and boot camp demonstrations

5k Run/Walk and Fun Run

Non-refundable pre-registration for the 5K Run/Walk is $15, which includes a race t-shirt. Race Day registration is $20. Register online at MarylandTeamSports.com by November 30th. The free Fun Run is open to children age 10 years and younger. For more information contact Rick Tyng at (410) 758-4177 or richard.tyng@qacps.org.

?We have more than 300 middle school students participating in the Cardio-Fit project, and we are seeing incredible results in both what the students are learning and how it is improving their cardiovascular health,? says Kim Umberger, Partnering for Youth Program Director. ?Taking this program to the greater community through the expo will allow us to make an even bigger difference to area families,? she adds.

Last spring four middle schools participated in the Cardio-Fit Project with a total project enrollment of 349 students, ages 11-14. Thirty activities were offered. In post session surveys, 93% of the participants reported ?improved knowledge of fitness & nutrition.? Baseline health assessments were collected from 311 participants and 284 performed the PACER test (Progressive Aerobic Cardiovascular Endurance Run) that measures aerobic capacity. To measure the project this fall, Cardio-Fit participants will perform the pre and post knowledge test and continue with health assessments and PACER testing.

?We are beginning to see the benefits that the Partnering for Youth Cardio-Fit Project can offer in decreasing the risk of cardiovascular disease,? said James W. Blasetto, MD, MPH, Chairman of the AstraZeneca HealthCare Foundation. ?The youth of Queen Anne?s County are benefitting from an innovative program that aims to improve cardiovascular health.?

The AstraZeneca HealthCare Foundation?s Connections for Cardiovascular HealthSM program was launched in 2010 through a charitable contribution of $25 million from AstraZeneca. The program awards grants of $150,000 and up to U.S.-based non-profit organizations that are doing innovative work in the field of cardiovascular health. The Partnering for Youth Cardio-Fit Project focuses on screening initiatives that identify patients with or at-risk of cardiovascular disease as well as innovative education programs aimed at preventing cardiovascular disease by inspiring youth, families and the community to develop healthy eating habits and physically active lifestyles.

In photo: Kim Umberger, Partnering for Youth Program Director, right, works out fitness expo details with Rick Tyng, Partnering for Youth Project Coordinator. The Cardio-Fit Expo will be held Saturday, December 1, from 9 a.m. to 3 p.m. at Kent Island High School, 900 Love Point Road, Stevensville. Funded by AstraZeneca HealthCare Foundation?s Connections for Cardiovascular HealthSM program, the Expo is open to the public. All activities except the 5K Run/Walk are free. For more information contact Rick Tyng at (410) 758-4177 or richard.tyng@qacps.org.

Source: http://www.shoreupdate.com/2012/11/community/partnering-for-youths-free-cardio-fit-expo-set-for-december-1st/

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Previous bomb attacks in Tel Aviv

Israeli police officers examine a blown up bus at the site of a bombing in Tel Aviv, Israel, Wednesday, Nov. 21, 2012. A bomb ripped through an Israeli bus near the nation's military headquarters in Tel Aviv on Wednesday, wounding at several people, Israeli officials said. The blast came amid a weeklong Israeli offensive against Palestinian militants in Gaza. (AP Photo/Oded Balilty)

Israeli police officers examine a blown up bus at the site of a bombing in Tel Aviv, Israel, Wednesday, Nov. 21, 2012. A bomb ripped through an Israeli bus near the nation's military headquarters in Tel Aviv on Wednesday, wounding at several people, Israeli officials said. The blast came amid a weeklong Israeli offensive against Palestinian militants in Gaza. (AP Photo/Oded Balilty)

A bus bombing that wounded 27 people is the latest attack in Tel Aviv, Israel's largest metropolis and frequent target of militants:

? April 23, 2006: A Palestinian suicide bomber kills 11 people and injures 68 at a sandwich stand near the city's old central bus station.

? Feb. 25, 2005: A Palestinian suicide bomber blows himself up outside the "Stage" beachfront nightclub in Tel Aviv, killing five Israelis and injuring 50.

? April 30, 2003: A Palestinian suicide bomber attacks "Mike's Place" beachfront bar next to the U.S. Embassy, killing three and wounding 50.

? Jan. 5, 2003: A double suicide bombing near the old central bus station kills 23 people ? 15 Israelis and eight foreign nationals ? and injures more than 100.

? Sept. 19, 2002: A suicide bomber blows up a local bus outside the city's Great Synagogue, killing six people and injuring about 70.

? July 17, 2002: A double suicide bombing near the old central bus station kills five people and injures 40.

? June 1, 2001: A Hamas suicide bomber blows himself up outside the Dolphinarium discotheque on the Tel Aviv beachfront, killing 21 Israeli teenagers and wounding 132.

? March 21, 1997: A suicide bomber blows himself up inside the Cafe Apropo coffee shop in Tel Aviv, killing three Israeli women and wounding 48.

? March 4, 1996: A suicide bomber explodes outside a shopping, killing 13 Israelis and wounding 130 more.

? Oct. 19, 1994: A Hamas suicide bomber blows up aboard a bus on busy Dizengoff Street, killing 22 civilians and wounding more than 50.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-11-21-Israel-Explosion-Glance/id-e6805b9bd966433f89ba4bbc569efd2b

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Tagliabue expects to rule on bounties by December

NEW ORLEANS (AP) ? Former NFL Commissioner Paul Tagliabue plans to complete all hearings in the NFL's bounty probe of the Saints by Dec. 4 and make a ruling shortly after.

Such timing potentially could be disruptive for the Saints, who could lose starting defensive end Will Smith and linebacker Jonathan Vilma while trying to claw back into playoff contention.

In a document obtained Wednesday by The Associated Press, Tagliabue directs the NFL to produce key witnesses in the New Orleans Saints' cash-for-hits program, including former defensive coordinator Gregg Williams and former defensive assistant Mike Cerullo.

Four players initially were suspended, but those punishments were vacated. Commissioner Roger Goodell re-issued the suspensions with some modifications, and when the players appealed again, Goodell appointed Tagliabue to oversee the new hearings. Vilma and Smith are still playing pending the outcomes of their appeals.

Smith said he was pleased with Tagliabue's decision to hold the NFL responsible for producing witnesses who helped with the league's investigation.

"The most important thing is that Gregg Williams and those other guys are going to have to testify and be cross-examined," Smith said. "We'll see if their story stays the same."

Even as Tagliabue moves the process forward, a federal judge is still considering arguments by players that Tagliabue should be removed as arbitrator because he is biased in favor of the NFL. Based on the schedule laid out by Tagliabue, U.S. District Judge Ginger Berrigan could choose to rule as early as next week.

Smith said he was "not concerned" about the NFL's timeline calling for a decision before the season ends, adding, "Whatever happens, happens. I don't think I'll be surprised."

Vilma was not in the Saints' locker room while it was open to reporters.

For now, only Williams, Cerullo, Vilma, Saints assistant head coach Joe Vitt, NFL chief security officer Jeff Miller are the only scheduled witnesses.

They are scheduled to appear in a series of hearings in Washington D.C. running from Tuesday through Dec. 4. That means Vilma and Smith likely will be available at least for the Saints' next two games against San Francisco this Sunday and at Atlanta on Nov. 29. They could also play at the New York Giants on Dec. 9.

Vitt said after Wednesday's practice that he did not know anything about Tagliabue's schedule and declined comment, saying he's focused on getting ready for the 49ers.

Saints linebacker Curtis Lofton said the Saints cannot afford to be distracted by the possibility that they will lose Vilma and Smith late in the season, but he did not diminish the importance of the two players to the Saints' defense.

"These guys have been here for years and they're kind of like the foundation of this team," Lofton said. "So having those guys being able to play has mentally and physically been a boost to this defense and it's great to have those guys out there."

None of the players have served a game of their suspensions yet, though Vilma was barred from attending Saints training camp before Goodell's initial rulings were vacated during Week 1 of the regular season.

Vilma initially was suspended the entire 2012 season and Smith for four games.

The two other players punished are former Saints: Cleveland linebacker Scott Fujita, who is now on injured reserve, and free-agent defensive lineman Anthony Hargrove. Hargrove initially was suspended eight games, but that later was reduced to seven with credit given for the first five games he missed as a free agent. Fujita initially was suspended three games and that was later reduced to one game.

Facing resistance from the NFL Players Association and lawyers separately representing Vilma, who had argued that Goodell could not be objective, the commissioner removed himself as arbitrator in the bounty matter and appointed Tagliabue, his predecessor, in his place on Oct. 19.

Tagliabue noted in his most recent memo that other witnesses could be scheduled. Tagliabue also said he expects to decide by Monday whether to allow the Saints' personnel file on Cerullo to be included as evidence.

Players have argued that Cerullo was the NFL's primary source of information about the Saints' performance pool. They've also argued that Cerullo's credibility is in question because he was fired by the club after the 2009-10 season and he had accused the club of preventing him from getting a job on another NFL coaching staff.

The NFL investigation concluded that Saints players were rewarded for hits that knocked targeted opposing players out of games from 2009-2011. The league said there was evidence that the Saints placed bounties on star quarterbacks including Brett Favre, Kurt Warner and Aaron Rodgers.

Saints players and coaches have acknowledged they had a pool that paid rewards for big plays including interceptions, forced fumbles, sacks and big hits, similar to programs other teams have had across the league for generations. However, they say no one ever intended to injure an opposing player.

___

Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL

Source: http://news.yahoo.com/tagliabue-expects-rule-bounties-december-164853678--nfl.html

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